loan terms - fixed rates, arms, short term fixed, adjustable rates

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loan terms
loanhomecenter.com offers a wide variety of home loans with terms of varying lengths. traditional 15- and 30-year fixed rate home loans are popular when interest rates are low and you plan on staying in your house for more than 10 years. short-term fixed rate home loans also let you lock-in a good rate and are ideal when you may only stay in your home for a shorter period. adjustable rate mortgage home loans often begin even lower, but then fluctuate according to the market.

fixed rates

	30 year
	20 year
	15 year

adjustable rate mortgages

	10/1 arms
	7/1 arms
	5/1 arms
	3/1 arms
	1/1 arms

short term fixed rate

	30 year
	20 year
	15 year

adjustable rates

	30 year
	20 year
	15 year

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calculate your loan to value

rates as of:
8/11/05 8:19 pm pst

purchase & refinance

product	rate	apr
option arm	1.000%	1.106%
1 month arm	2.000%	2.116%
3/1 libor arm	4.750%	4.896%
15 year fixed	5.000%	5.257%
30 year fixed	5.375%	5.529%
30 yr fixed jumbo	5.875%	6.035%

home equity

product

rate

apr

line of credit

5.250%

6.000%

installment loan

5.500%

5.761%

assumptions

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